Credit.com is an online credit education and financial services company that helps consumers make educated financial decisions. Founded by consumer advocates and credit experts, Credit.com is recognized as a financial resource for information about credit scoring, credit reporting, credit cards and lending.
Independently owned and operated, Credit.com was established in 1995 by Adam K. Levin, a former Director of the New Jersey Department of Consumer Affairs. The company is headquartered in downtown San Francisco with a financial news and editorial division in New York City.
Founder
Credit.com was founded in 1995 by Adam Levin, a former Director of the New Jersey Division of Consumer Affairs, and the Chairman and Co-founder of Identity Theft 911. From 1977 to 1982, he served as Director of the New Jersey Division of Consumer Affairs.
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Product and services
The site's feature service, the free Credit Report Card, gives consumers a breakdown of the information in their Experian credit report using letter grades, as well as their credit score. The service analyzes the consumer's individual credit profile to identify and recommend credit and loan products for which they are most likely to be approved. Credit.com says it developed this feature to help consumers avoid unnecessary rejections and credit inquiries before they apply for credit. The Credit Report Card features two scores - the Experian National Equivalency Score and the VantageScore 3.0.
Awards
- In September 2009, Credit.com won the Finovate "Best of Show" Award
- In February 2010, Credit.com was named one of the "20 Best Money Web Sites of 2010" by Money Magazine
- On February 11, 2010, Fast Company named Credit.com in the "Top 10 Most Innovate Web Sites" in the Finance niche
- In February 2012, MSNMoney named Credit.com one of the "Best Money Websites"
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